Yearly Archives: 2019

60 – Are You Protected

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Bob and Mary Jo discuss basic household insurance, commonly referred to as Property & Casualty (or P&C for short). Insurance is one of those things we know we need, but we always seem to buy it reluctantly. Some may view it as a necessary evil, while others may view it as a commodity and opt to shop on price alone. However, some insurance is more than just insurance, it’s real protection. It’s peace of mind knowing that you, your loved ones, and your worldly goods are covered.

58 – What’s Your Money History

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Money is an emotional topic, and everyone has a money history, whether they realize it or not. Bob and Mary Jo discuss their financial past and how it changed the way that they view money today. They explore money histories and how it impacts behavior.

56 – Loss Of A Spouse

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Bob and Mary Jo discuss the loss of a spouse. Having been financial advisors for many years, they both have dealt with clients who have experienced the life changing event of losing a spouse through death or divorce. Whether you fit in this category or not, you may know someone who does so we invite you to listen and share with anyone you may know dealing with a loss or about to.

55 – Integrating Faith And Finances

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In this podcast, Bob and Mary Jo answer three questions about integrating your faith with your finances.

Is it okay for Christians to be financially successful?
Purpose vs Profits – can you invest for both?
Why the decline in individual generosity?

54 – Tax Efficient Tithing Strategies

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Bob and Mary Jo are joined by special guest and brother in Christ, John Madison, CPA. John is the owner and founder of Dayspring Financial Ministry, a biblical financial counseling and coaching ministry. John explains the more tax efficient ways that we can donate to charity given the current tax laws.

53 – Got Questions? We Have Answers!

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As Wealth Advisors, Bob and Mary Jo are continually asked both hard and easy questions. However, they get many of the same questions over and over as clients strive to find contentment with their financial situation(s). With this in mind, this episode covers some more of the top questions that many financial advisors, like Bob and Mary Jo, are asked on a daily basis.

52 – One Year of Podcasting

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My how time flies! It’s already been a year since our first podcast episode of “Christian Financial Perspectives” was released. We are celebrating one year with our 52nd episode recapping some of our favorite episodes.

51 – If It Sounds Too Good To Be True

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Have you ever heard something that sounds too good to be true on a radio program where “Financial Planners” hype certain products that offer great returns at little to no risk? They often sound too good to be true, and listeners are getting sucked in to a promise that is misleading and something that they may not fully understand. In this episode, Bob and Mary Jo cover many key points to protect yourself and equip you to make more informed decisions.

50 – Here We Go Again – Surviving Volatility

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Volatility in the markets can lead to many doubts when it comes to financial decisions. As experienced advisors who have seen many market downturns as well as many periods of strong market growth, Bob and Mary Jo have established some best practices, which they share on this episode.

49 – What’s In A Name? Properly Titling Your Assets & Beneficiary Designations

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This episode is a very educational, informative, and complicated topic on an extremely important subject – properly titling property and assets. We urge you to listen as it could mean the difference between chaos or an orderly process in the most extreme times of stress.

48 – Sudden Wealth Syndrome

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The phenomenon of suddenly coming into wealth is called – you guessed it – Sudden Wealth Syndrome. This episode is perfect for anyone that has recently, or soon will, come into a large amount of wealth. Bob and Mary Jo discuss four psychological dangers and four solutions for Sudden Wealth Syndrome, as well as nine common ways sudden wealth is obtained.

47 – Financial Mistakes We All Make

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Often times, it is financial decisions that are filled with regret. Many times, it’s because we didn’t know any better. Unfortunately, most people don’t really understand their complete financial situation and if it is healthy. Bob and Mary Jo are here to help with that by presenting some of the most common financial mistakes that they see with clients.

46 – Financial Tips For Every Life Stage

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Learn about the financial aspects of the most common life stages. Whether you are just getting started, on the brink of retirement, or somewhere in between, consider your life stage when making these financial decisions that can impact your future.

42 – Interview with Mitch Mitchell of Riskalyze

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In this episode, we want to introduce you to a tool that will help you choose peace over worry when it comes to your investments called Riskalyze^®. Riskalyze^® is a financial technology company that provides software for analyzing investment risk and building and implementing investment portfolios. Bob and Mary Jo interview special guest, Mitch Mitchell, who is the Customer Success Manager for Riskalyze^® to give a complete breakdown of this piece of technology, how it works, and how you can use it.

41 – From FOMO to JOMO

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Bob and Mary Jo address the phenomenon regarding FOMO or “Fear Of Missing Out”. This episode shows how we can move from FOMO to JOMO “Joy of Missing Out” – joy and contentment with where you are and what you have. Wikipedia defines it as “A pervasive apprehension that others might be having rewarding experiences from which one is absent.” This social anxiety is characterized by, “A desire to stay continually connected with what others are doing”.

40 – About to Retire, Now What?

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In this episode, Bob and Mary Jo cover the importance of working with a trusted advisor to help you understand the complexity of all of the moving pieces and parts of retirement and how these pieces fit together for your benefit.

39 – Planning for Summer Vacation

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In this episode, Bob and Mary Jo talk about something fun that is on everyone’s mind this time of year – summer travel. They share ideas, tips, and suggestions on how to get the biggest bang for your buck while traveling.

38 – Who Is Kingdom Advisors

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You may have heard Bob and Mary Jo talk about Kingdom Advisors before. Joining them is special guest Rob West, the President of Kingdom Advisors, a professional association promoting the integration of a biblical worldview into financial practices. In this episode, you will learn about Kingdom Advisors, who they are, and what that can mean for you.

37 – Planning for Incapacity Part 2

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On today’s show, Mary Jo is joined again by Ron First of Christian Insurance Services to discuss “Planning for Incapacity” in our 2 part series. In this episode, Mary Jo and Ron discuss protection – primarily long term care planning and ways to cover this expense.

36 – Planning for Incapacity Part 1 of 2

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On today’s show, Bob and Mary Jo are joined with Ron First of Christian Insurance Services to discuss in a 2 part series on how to plan for incapacity. Who doesn’t want that? So listen to this episode to learn about an extremely important topic and one you should pay special attention to no matter what stage of life you are in.

35 – Car Buying 101

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Are you thinking about buying a new car, trading your car in, or just wondering how to save money when it comes to the entire car industry? Many of us give very little thought to the total cost of owning a car. Join Bob and Mary Jo as they share their experiences, tips, and tricks when it comes to purchasing a new car.

34 – Interview with Robert Netzly of Inspire Investing

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On this episode, Bob and Mary Jo interview special guest and friend, Robert Netzly, the founder and CEO of Inspire Investing. Inspire focuses on biblically responsible investing with a goal to “inspire transformation for God’s glory throughout the world by building low cost, biblically aligned investments that create meaningful change in the lives of people across the globe”.

33 – Biblical Viewpoints of Money and Wealth Parts 6 and 7

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In this week’s show, Bob and Mary Jo wrap up our series called “Biblical Viewpoints of Money and Wealth”. This was originally designed as a Bible Study written by Bob Barber. The series is a deep dive into what God’s word has to say about money.

32 – Biblical Viewpoints of Money and Wealth Parts 4 and 5

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In this week’s show, Bob and Mary Jo continue along in the “Biblical Viewpoints of Money and Wealth” series. It was originally designed as a Bible Study written by Christian Financial Perspectives host, Bob Barber.

29 – Biblical Viewpoints of Money and Wealth Part 1

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In this episode, Bob and Mary Jo begin a series called “Biblical Viewpoints of Money and Wealth”. This topic was originally designed as a Bible Study and written by Bob Barber. The series is a deep dive into what God’s word has to say about money, so it is a perfect topic to cover here on Christian Financial Perspectives.

28 – Diversification

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In finance, diversification is a process of allocating capital in a way that can reduce exposure to any single asset or risk. Bob and Mary Jo breakdown the principle of diversification and all of its different aspects and look at it from various perspectives.

27 – Money Master or Money Monster

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Bob and Mary Jo present ways to create a “Family Money Legacy” for your children and/or grandchildren. A common goal for many parents and grandparents is for their children and grandchildren to learn how to master their God given resources, and not have money master them. It’s important to create a “Money Master” and not a “Money Monster”.

26 – It’s All in the Family Part 2 of 2

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In Part 2 of our 2 part series “It’s All In The Family”, Bob and Mary Jo discuss the importance of having financial conversations with your spouse in a sensitive and productive way. Having these conversations is usually anything but easy. So, in order to better provide a simple way to begin these conversations, Bob and Mary Jo offer “10 Tips for Talking With Your Partner About Money”.

25 – It’s All in the Family Part 1 of 2

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Talking about finances can be a taboo subject that is difficult to discuss. This difficulty is multiplied when it comes to discussing current financial situations and a financial future family members. In Part 1 of our 2 part series “It’s All In The Family”, Bob and Mary Jo discuss the importance of having these financial conversations with family members – specifically one’s parents and one’s children.

24 – Retirement Plan Rollover Choices

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The one constant in this world is change. Change happens whether we are ready for it or not. You just left your current job and have moved on to a new company or maybe you are retiring. Are you wondering what to do with your old 401(k) or other type of company retirement plan?

23 – 19 Financial Wellness Tips for 2019

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January isn’t the only time to make positive changes! We all know how hard making changes and incorporating new habits can be, especially when it comes to finances. However, there’s no time like the present. When you develop a stewardship mentality, you are poised to go on an unforgettable adventure with God.

22 – Top 15 Client Questions

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Here at CIS Wealth Management Group, we get a lot of great questions on a daily basis from clients, and many of these questions are the one and the same. Bob and Mary Jo decided to record a program based on the most common questions that we receive as financial advisors.

21 – Understanding Qualified Retirement Plans Part 2

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In Part II of our series, Understanding Qualified Retirement Plans like IRA’s, Roth IRAs, 401k’s, 403b’s, SEP IRAs, SIMPLE IRAs and Required Minimum Distributions (RMDs). Bob & Mary Jo discuss the specifics and the rules associated with each type of plan.

20 – Understanding Qualified Retirement Plans Part 1

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Bob & Mary Jo discuss the history of retirement planning from social security to company pension plans as well as complete breakdowns of various retirement plans.

19 – The Timothy Plan with Guest Art Ally

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This week, Bob and Mary Jo interview a special guest and long time friend and Christian brother, Art Ally. Art is The Founder, President & CEO of The Timothy Plan Mutual Funds, a fund family categorized as a Biblically Responsible Investment (BRI).

17 – The Need for Financial Planning

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Would you take a road trip without a map or GPS? In this episode, Bob and Mary Jo cover the many reasons for needing financial planning. Financial planning is the process of wisely managing your finances so that you can achieve your dreams and goals – quite simply, a map to get you to the financial future you desire.

16 – Procrastination

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Many find themselves in a revolving cycle of of putting off financial matters that need to be done. Could you be in this cycle? Bob and Mary Jo talk about one of the main reasons for financial failure in almost every area of your finances – procrastination.