103 – Questions to Consider Before Making a Big Financial Decision

Are you about to make a large, financial decision? If so, this is the podcast episode for you! Making a decision that involves a large, financial purchase is both stressful and gratifying at the same time. However, there are also A LOT of questions to ask oneself before an actual decision is officially made. We are not saying to not reward yourself for hard work or to live like a pauper (unless that’s your calling), but what we are saying is to be wise, think long about any large financial decision, and also ask yourself some of the following questions that Bob and Shawn cover in this episode.

102 – High Investment Returns And Wealth

When it comes to high investment returns and wealth, there are common traits, attributes, and characteristics that we see in those with millions in their investment accounts. Many people believe high investment returns are the only way to wealth, but that usually is not the case. For the majority of us, most of our wealth growth has to deal with circumstances outside of returns. Therefore, Shawn and Bob present 15 commonly seen traits in millionaires that Bob has personally seen in his own clients over the past 37 years, as well as covering some myths on chasing investment returns.

101 – Preparing for the Next Economic Winter

In our last episode, Bob and Shawn spoke about 4 different economic booms and busts. This time, they discuss how to prepare for the bad financial times during the good financial times. How can we prepare for an economic bust, or what Bob and Shawn are calling an “economic winter”? Bob points to several passages in the Bible that discuss preparedness and anticipation.

100 – The History of Economic Booms and Busts

Welcome to our 100th podcast!!! We’ve taken quite a long break from recording over the summer, but we are back at it with Christian Financial Perspectives Podcast. In this episode, Bob and Shawn discuss the history of economic booms and busts, from the rise of the Roman Empire all the way up to the recent 2008 Real Estate Bubble that Burst and where we are today. HISTORY repeats itself over and over with nearly the exact same mistakes. Will it be any different this time? Listen to find out!

99 – The History of Faith Based Investing

In every movement, there are pioneers and those who pave the way – those who step out in faith towards a great unknown. In this episode, Bob and Shawn talk about the pioneers of the faith based investing movement. For many years, people were unable to choose who and what their investments were supporting because there just wasn’t information readily available in order to make faith based decisions when it came to choosing where your money went.

98 – Insurance Do’s and Don’ts

Bob is joined by Ron First of Christian Insurance Services to discuss the do’s and don’ts of the insurance business. Insurance is more than just a requirement. Instead, we need to look at insurance with the entire picture in mind as part of your entire financial plan. Ron covers the most common insurance coverages, like health and auto, while also delving into rarely mentioned areas, like disability.

97 – How To Make Good Financial Decisions

We are going to break down different ways to avoid making financial mistakes when it comes to major financial decisions. Examples of major financial decisions include items like buying a new car, moving, buying a new or second home, or taking out a college loan. Basically, this is any financial decision that goes above and beyond the normal daily, or even monthly, monetary decisions that we make. In order to be best prepared when it comes to large financial decisions, we have divided our process into three different areas: Emotional, Spiritual, and Factual.

96 – 21 Costly Financial Mistakes People Make

Unfortunately, many of us have fallen prey to common financial mistakes, but it doesn’t have to be that way. There are so many that are easily avoidable if you know what to look for. This episode breaks down 21 of the most common financial mistakes that Bob has seen people make over and over again during his 30 years in the financial business.

95 – 10 Principles of Biblical Generosity

Are you someone who gives your finances and your time out of a cheerful heart, or is it something you feel obligated to do? This episode discusses what the Bible says about the importance of giving generously. Giving generously is a very important subject in the Bible and one on which Jesus frequently spoke. It shows our faith to God and that we trust in him for support.

94 – Location No Longer Matters

Just 2 years ago, having a financial advisor in a different state, or even city, was something that most people never considered. Why? The capabilities to video chat, email, and sign digitally have been available for many years, but most people had not been utilizing these technologies. The recent coronavirus restrictions changed all this and vastly accelerated the adoption of these technologies far ahead of the expected timeline. In this podcast, we discuss why “Location no longer matters”.

Dealing with Investment Uncertainty Cover Photo for Christian Financial Perspectives

93 – Dealing with Investment Uncertainty

Christian Financial Advisors has received numerous phone calls, emails, and texts about many of the recent events. Bob addresses some of them including the coronavirus, the new administration and Biden’s numerous executive orders, the massive borrowing of money due to coronavirus unemployment, and last week’s manipulation of GameStop’s stock price. Take a step back from all of the chatter of the news and social media platforms and replace it with prayer, scripture, and God’s outdoor creation.

21 Financial Scriptures to live by in 2021 Podcast Cover Art

92 – 21 Financial Scriptures to live by in 2021

Bob and Bailey read and discuss 21 of Bob’s favorite stewardship verses that are a great way to start 2021 off right when it comes to your financial decisions. Did you know that the Bible contains over 1500 scriptures that have to do with money, stewardship, and possessions? Jesus actually spoke on stewardship more than heaven and hell combined. It’s hard to go to any book in the New Testament without seeing it.

Christian Financial Perspectives Podcast Cover Art for Setting Financial and Personal Goals in 2021

91 – Setting Goals and Living Life with Purpose in 2021

What are your goals for 2021? Bob and Bailey share 21 personal and financial goals, in no particular order of importance, that are ideas for goal setting for 2021. From eating healthier to creating an estate plan, these are ideas for everyone!

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90 – Charitable Giving Strategies Using Non Cash Assets

Tis the season for giving, so what better way to celebrate the giving spirit of Christmas than to learn how to give better and more efficiently. In this podcast, Bob covers the most efficient ways to give using the other 90% of what’s in non-cash assets. He is joined by a charitable giving expert, Ryan Assunto of the National Christian Foundation, to talk about giving more efficiently.

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89 – Traits to Look for in a Financial Advisor

With so many important factors that our finances play into, isn’t it just as important to find a financial advisor that has your best interests in mind in order to help you obtain all your financial financial goals? In this episode, Bob and Bailey cover many of the traits you should look for when choosing a financial advisor, especially the importance of choosing a fiduciary, fee based advisor over a commissioned based advisor with a potential conflict of interest.

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88 – Which Investment Models Are Right For You

We encourage you to listen to episode 87 on “Understanding Investment Risk” before delving into this episode on “Which Investment Models Are Right For You”. Bob discusses how these risks play into picking an investment model(s) to build a complete portfolio that corresponds to your goals, needs, and risk number.

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87 – Understanding Investment Risk

Life is full of risk. Everytime we get into a car, move to a different city, get on a plane, or start a new job, there is a RISK, and the list goes on and on. What if the human race decided to never take any risks? Risk is not a bad thing because a life completely void of risk would be very boring. In this episode, Bob and Bailey discuss 15 types of investment risks, because when you know what the risks are, you can make better educated decisions.

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86 – Voting Right Investing Left

In this podcast, we cover how millions of conservative voters are unintentionally supporting the leftest agenda every day, week, month, and year in their various types of retirement and investment accounts and then we give you an alternative to Invest Right.

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85 – How The Rule of 72 Affects Your Financial Future

What if we told you that taking out $30,000 from your investments to buy a new car today could end up costing you upwards of $115,000 in your financial future? How is this possible, you might ask. It’s called the Rule of 72. Learn how the Rule of 72 affects everything from savings to withdrawing money from an investment portfolio.

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84 – The Life Stages of Financial Planning Part 2

In Part 2, we discuss how the different elements of financial planning fit into each life stage. Financial planning should be living, breathing, and changing as you do throughout all the stages of your life. Bob educates you in this podcast about many of the various pieces of the financial planning puzzle and how they should all fit together for a successful outcome.

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83 – The Life Stages of Financial Planning Part 1

We all have different phases of our lives that demand unique financial requirements. Financial planning is definitely not a “one size fits all” or even a “one size fits most” type of solution. We each fall into separate categories when it comes to income, expenditures, debt, and savings. However, most of us can divide our lives up into 4 different stages, which Bob and Bailey discuss in part 1 of our episode on “The Life Stages of Financial Planning”.

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82 – Are Rental Homes a Good Investment

People like the idea of having rental property as investment income because it’s a tangible asset that you can see, feel, and walk around. However, many times, the risks far outweigh the benefits, especially if you are looking at rental property as a form of passive income. Instead of a rental property making money for you, you can actually end up losing money. There are many risks associated with rental property income, and Bob covers the top 10 risks of vacation rentals and home rentals in this episode.

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81 – Important Decision Making Processes

Have you ever had to make a really important decision and just didn’t know where to start? Whether it was moving for a job or deciding whether or not to sell a house, we all have been there. It is usually an extremely difficult and stressful time. Well, what if there was a decision making process that you could follow to aid in your choice? Lucky for us, there is! Ron Blue has created a 10 step process concerning decision making so that you can have more confidence in the choices you make.

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80 – 7 Keys to Significance and Finishing Well

Think about great men and women of God who have lived their lives to the fullest, packing meaning and purpose into everything that they have accomplished. No matter who it is, they probably all have one thing in common. They finished well. Dr. Ken Boa of Reflections Ministries joins Bob in discussing living a life with purpose as they discuss “7 Keys to Finishing Well.”

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79 – Creating A Family Legacy

Bob is joined by guest Bill High, the CEO of The Signatry, a global Christian Foundation that equips donors, advisors, and ministries to fulfill their unique roles in expanding and impacting the Kingdom of God. He is also a published author and conference speaker on creating lasting legacies. Creating a lasting legacy is exactly what Bob and Bill discuss in this episode of Christian Financial Perspectives.

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78 – Husband/Wife Communication With Finances

This episode covers one of the most common topics when it comes to marital conflict – finances. When it comes to marital communication about finances, many of us have differing expectations. Joining Bob in offering her expertise on this subject is speaker and consultant, Sharon Epps. Sharon helps churches and individuals energize stewardship and generosity. She is also the founder of Women Doing Well, a “Christ centered organization that helps women of influence and affluence find their purpose and passion in life and develop a plan for how to further their personal generosity journey”.

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77 – Pursuing Significance At Life’s Halftime

Many of us reach a point in life where we have achieved some measure of success and might have even accumulated more than we need, yet there’s still something missing. Eventually, we come to realize that accumulating more things or pursuing career advancement is simply not enough and we want our lives to count for something that will live on long after we’re gone. Bob is joined by special guest Lloyd Reeb, the founding partner and spokesman for the Halftime Institute.

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76 – Inheritolatry

Bob and guest, Jim Wise, discuss the term that Jim coined called “inheritolatry”. Inheritolatry is the decision to leave an abundance of financial resources to the next generation without regard to financial responsibility, spiritual commitment, or the size of the estate. The typical American way of inheritance is dividing it equally among our heirs, but is it biblical?

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75 – The Question of Ownership

Bob interviews Jason Myhre, the Director of Advocacy at Eventide Investment Management, whose philosophy is “Investing that makes the world rejoice!®”. Learn about lining up your investment portfolio with God honoring companies that are making a positive impact on our society while avoiding the negative ones. Jason delves into the history of Eventide and the positive impact that investing with your values can have on our world.

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74 – Dealing with Fear & Uncertainty During COVID-19

Bob interviews Dr. Andy Ward, who breaks down fear, what causes it, and the brain’s reactions to feeling fear. In the midst of COVID-19, almost all of us are facing emotions like fear, grief, and anxiety surrounding the uncertainty following this pandemic. We are truly hoping that what he has to say about fear and uncertainty will help you during these times of unrest surrounding the coronavirus epidemic.

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73 – Finding God’s Purpose During Retirement

Tune in with Bob as he discusses retirement and finding God’s purpose during this transitional time. What is God’s desire for your life during retirement and are you open to being called to a higher mission? Joining Bob is John Haanen, the founder and CEO of the “Denver Institute for Faith & Work”, an educational nonprofit that teaches and convenes leaders on theology, work, calling, and culture.

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72 – Top 10 Estate Planning Mistakes to Avoid

Bob and special guest Shawn McCammon discuss the top 10 mistakes surrounding Inheritance and Estate Planning. Shawn is an estate planning attorney and CFP® who works with individuals and families to find effective solutions to meet their goals in the areas of estate planning, trust administration, business planning, and asset protection.

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71 – For Richer Or Poorer

Marriage is a game changer. You are becoming a team, a unit. It starts out full of promise for a hopeful future, but sometimes life gets in the way of happily ever after, and we soon run up against conflict. Since money is THE most common cause of friction in most marriages, Bob and Mary Jo have made an episode focusing specifically on finances in marriage.

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70 – Mid Career Risk

What happens when you are looking at a possible job loss as you are nearing retirement? That’s the question we tackle on this episode about mid career risk and its impact on retirement planning. It may be happening to you, or someone you know, at this very moment. It’s yet another example of how we have to hope for the best and plan for the worst.

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69 – Finding Financial Clarity

Are you striving to have a solid financial future? It starts with clarity of your financial life. Clarity allows us to see the truth in past matters in order to make the best decisions for the future. It’s no different for finances. They decided in this episode to break down the word C-L-A-R-I-T-Y into financial counterparts according to each letter.

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68 – Ron Blue Interview

Bob and Mary Jo interview very special guest Ron Blue. Ron is the president and founder of Kingdom Advisors, as well as the founder of The Ron Blue Institute. Listen in as we dive into what motivated Ron to get into the Biblical financial planning movement, the amazing Christian leaders he met along the way, and his plans for Kingdom Advisors as this incredible organization continues to grow.

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67 – 20 Money Principles for 2020 Part 2

This episode ends part 2 of our 2 part series on “20 Money Principles for 2020” to help you become more financially successful, with an emphasis on what the Bible says about financial issues. Biblical guidelines not only help us to live a successful life, but they also illustrate many of the financial principles that are mentioned.

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66 – 20 Money Principles for 2020 Part 1

This episode begins part 1 of our 2 part series on “20 Money Principles for 2020” to help you become more financially successful, with an emphasis on what the Bible says about financial issues.

Multiple hands painted with heart shape with title Cultivating Joy Through Generosity from Christian Financial Podcast

65 – Cultivating Joy Through Generosity

Do you have the desire and courage to be a generous giver? In this episode, we look at various ways to financially give to those causes closest to us. The Bible teaches us to pursue a life that imitates Jesus, and what better way than by being a generous giver?

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64 – Year End Tax Planning Tips

We look at some year end tax planning tips for this year that need to be incorporated as soon as possible, as well as some that might benefit you over the course of a lifetime. There are no guarantees in life but one thing we can all probably agree on is that taxes will only go up and deductions will only become fewer in the years to come.

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63 – Master Your Credit Rating

Bob and Mary Jo discuss the importance of having an excellent credit rating. A credit rating is not only used when buying a car, home, or applying for a credit card, but it is also used by insurance companies determining rates, employers determining whether to hire you, landlords determining rent, and even utility companies determining a deposit.

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61 – Texas Values In Jeopardy

In this interview with Jonathan Saenz, President of Texas Values, Bob and MJ discuss the importance of Christian Values that formed the great state of Texas and how they are in jeopardy of being lost in Texas and across the nation. Texas, being the economic superpower that it is, is being attacked by leftists and if they capture it, they may just capture the whole nation.

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60 – Are You Protected

Bob and Mary Jo discuss basic household insurance, commonly referred to as Property & Casualty (or P&C for short). Insurance is one of those things we know we need, but we always seem to buy it reluctantly. Some may view it as a necessary evil, while others may view it as a commodity and opt to shop on price alone. However, some insurance is more than just insurance, it’s real protection. It’s peace of mind knowing that you, your loved ones, and your worldly goods are covered.

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59 – What’s Your Money Style

Everyone has a story to tell about their history with money, but we also have a money style that may stem from this history. Our money style tells us who we are and how we view our money. Only when we begin to understand what drives our behavior when it comes to money decisions can we begin to make changes.

58 – What’s Your Money History

Money is an emotional topic, and everyone has a money history, whether they realize it or not. Bob and Mary Jo discuss their financial past and how it changed the way that they view money today. They explore money histories and how it impacts behavior.

Financial Strategies for Small Business Owners

57 – Financial Strategies For Small Business Owners

As financial advisors that serve other small businesses every day, Bob and Mary Jo understand the small business owner and want to help. This episode covers small business owners’ long term financial interests and applying wisdom to the decisions they make today for a bright future.

Loss of a Spouse Episode Cover Image

56 – Loss Of A Spouse

Bob and Mary Jo discuss the loss of a spouse. Having been financial advisors for many years, they both have dealt with clients who have experienced the life changing event of losing a spouse through death or divorce. Whether you fit in this category or not, you may know someone who does so we invite you to listen and share with anyone you may know dealing with a loss or about to.

Integrating Faith and Finances Episode

55 – Integrating Faith And Finances

In this podcast, Bob and Mary Jo answer three questions about integrating your faith with your finances.

Is it okay for Christians to be financially successful?
Purpose vs Profits – can you invest for both?
Why the decline in individual generosity?

Tax Efficient Tithing Strategies

54 – Tax Efficient Tithing Strategies

Bob and Mary Jo are joined by special guest and brother in Christ, John Madison, CPA. John is the owner and founder of Dayspring Financial Ministry, a biblical financial counseling and coaching ministry. John explains the more tax efficient ways that we can donate to charity given the current tax laws.

Got Questions We Have Answers

53 – Got Questions? We Have Answers!

As Wealth Advisors, Bob and Mary Jo are continually asked both hard and easy questions. However, they get many of the same questions over and over as clients strive to find contentment with their financial situation(s). With this in mind, this episode covers some more of the top questions that many financial advisors, like Bob and Mary Jo, are asked on a daily basis.

One Year of Christian Financial Perspectives Podcast

52 – One Year of Podcasting

My how time flies! It’s already been a year since our first podcast episode of “Christian Financial Perspectives” was released. We are celebrating one year with our 52nd episode recapping some of our favorite episodes.

If It Sounds Too Good To Be True

51 – If It Sounds Too Good To Be True

Have you ever heard something that sounds too good to be true on a radio program where “Financial Planners” hype certain products that offer great returns at little to no risk? They often sound too good to be true, and listeners are getting sucked in to a promise that is misleading and something that they may not fully understand. In this episode, Bob and Mary Jo cover many key points to protect yourself and equip you to make more informed decisions.

Surviving Market Volatility

50 – Here We Go Again – Surviving Volatility

Volatility in the markets can lead to many doubts when it comes to financial decisions. As experienced advisors who have seen many market downturns as well as many periods of strong market growth, Bob and Mary Jo have established some best practices, which they share on this episode.

What's In A Name - Properly Titling Your Last Will and Testament

49 – What’s In A Name? Properly Titling Your Assets & Beneficiary Designations

This episode is a very educational, informative, and complicated topic on an extremely important subject – properly titling property and assets. We urge you to listen as it could mean the difference between chaos or an orderly process in the most extreme times of stress.

Sudden Wealth Syndrome

48 – Sudden Wealth Syndrome

The phenomenon of suddenly coming into wealth is called – you guessed it – Sudden Wealth Syndrome. This episode is perfect for anyone that has recently, or soon will, come into a large amount of wealth. Bob and Mary Jo discuss four psychological dangers and four solutions for Sudden Wealth Syndrome, as well as nine common ways sudden wealth is obtained.

Financial Mistakes We All Make

47 – Financial Mistakes We All Make

Often times, it is financial decisions that are filled with regret. Many times, it’s because we didn’t know any better. Unfortunately, most people don’t really understand their complete financial situation and if it is healthy. Bob and Mary Jo are here to help with that by presenting some of the most common financial mistakes that they see with clients.

Financial Tips for Every Life Stage

46 – Financial Tips For Every Life Stage

Learn about the financial aspects of the most common life stages. Whether you are just getting started, on the brink of retirement, or somewhere in between, consider your life stage when making these financial decisions that can impact your future.

What You Need To Know About Medicare

45 – What You Need To Know About Medicare

Bob and Mary Jo discuss a topic that is very important to the financial life of most seniors, and that is Medicare with special guest Mr. Brooks Boyd of Senior Savings Organization.

Eventide Interview with Shaun Morgan

44 – Investing That Makes The World Rejoice

Eventide Asset Management, LLC is a Boston-based registered investment adviser pursuing “investing that makes the world rejoice.” Founded in 2008, Eventide’s vision is to serve individuals, financial advisors, and institutions by providing investments that create compelling value for the global common good.

Planning For What Ifs and Whens

43 – Planning For What Ifs And Whens

Everyone seems to focus their attention on investment management. However, it is the ongoing relationship between your investments and planning for the future where the real magic happens. Financial Planning is a lifelong process where you manage your entire financial picture in order to achieve your financial goals.

Riskalyze Logo

42 – Interview with Mitch Mitchell of Riskalyze

In this episode, we want to introduce you to a tool that will help you choose peace over worry when it comes to your investments called Riskalyze®. Riskalyze® is a financial technology company that provides software for analyzing investment risk and building and implementing investment portfolios. Bob and Mary Jo interview special guest, Mitch Mitchell, who is the Customer Success Manager for Riskalyze® to give a complete breakdown of this piece of technology, how it works, and how you can use it.


41 – From FOMO to JOMO

Bob and Mary Jo address the phenomenon regarding FOMO or “Fear Of Missing Out”. This episode shows how we can move from FOMO to JOMO “Joy of Missing Out” – joy and contentment with where you are and what you have. Wikipedia defines it as “A pervasive apprehension that others might be having rewarding experiences from which one is absent.” This social anxiety is characterized by, “A desire to stay continually connected with what others are doing”.

About to Retire Now What (1)

40 – About to Retire, Now What?

In this episode, Bob and Mary Jo cover the importance of working with a trusted advisor to help you understand the complexity of all of the moving pieces and parts of retirement and how these pieces fit together for your benefit.

Planning for Summer Vacation

39 – Planning for Summer Vacation

In this episode, Bob and Mary Jo talk about something fun that is on everyone’s mind this time of year – summer travel. They share ideas, tips, and suggestions on how to get the biggest bang for your buck while traveling.

Kingdom Advisors with Guest Rob West

38 – Who Is Kingdom Advisors

You may have heard Bob and Mary Jo talk about Kingdom Advisors before. Joining them is special guest Rob West, the President of Kingdom Advisors, a professional association promoting the integration of a biblical worldview into financial practices. In this episode, you will learn about Kingdom Advisors, who they are, and what that can mean for you.

Planning for Incapacity Part 2

37 – Planning for Incapacity Part 2

On today’s show, Mary Jo is joined again by Ron First of Christian Insurance Services to discuss “Planning for Incapacity” in our 2 part series. In this episode, Mary Jo and Ron discuss protection – primarily long term care planning and ways to cover this expense.

Planning for Incapacity Part 1

36 – Planning for Incapacity Part 1 of 2

On today’s show, Bob and Mary Jo are joined with Ron First of Christian Insurance Services to discuss in a 2 part series on how to plan for incapacity. Who doesn’t want that? So listen to this episode to learn about an extremely important topic and one you should pay special attention to no matter what stage of life you are in.

Car Buying 101

35 – Car Buying 101

Are you thinking about buying a new car, trading your car in, or just wondering how to save money when it comes to the entire car industry? Many of us give very little thought to the total cost of owning a car. Join Bob and Mary Jo as they share their experiences, tips, and tricks when it comes to purchasing a new car.

Interview with Robert Netzly of Inspire

34 – Interview with Robert Netzly of Inspire Investing

On this episode, Bob and Mary Jo interview special guest and friend, Robert Netzly, the founder and CEO of Inspire Investing. Inspire focuses on biblically responsible investing with a goal to “inspire transformation for God’s glory throughout the world by building low cost, biblically aligned investments that create meaningful change in the lives of people across the globe”.

Biblical Viewpoints Parts 6 and 7

33 – Biblical Viewpoints of Money and Wealth Parts 6 and 7

In this week’s show, Bob and Mary Jo wrap up our series called “Biblical Viewpoints of Money and Wealth”. This was originally designed as a Bible Study written by Bob Barber. The series is a deep dive into what God’s word has to say about money.

Biblical Viewpoints of Money and Wealth Parts 4 and 5

32 – Biblical Viewpoints of Money and Wealth Parts 4 and 5

In this week’s show, Bob and Mary Jo continue along in the “Biblical Viewpoints of Money and Wealth” series. It was originally designed as a Bible Study written by Christian Financial Perspectives host, Bob Barber.

Biblical Viewpoints Part 2 and 3

31 – Biblical Viewpoints of Money and Wealth Parts 2 and 3

In Part 2 of the Biblical Viewpoints of Money and Wealth series, Bob and Mary Jo explore the “Roles and Responsibilities of Owners and Managers” and “The Biblical Worldview of Working and Retirement”. Here at Christian Financial Perspectives, we believe that all financial decisions are spiritual decisions because everything belongs to God, and we are managers of His money.

He is Risen

30 – He is Risen

Here at Christian Financial Perspectives, Easter is an important holiday to us because it represents the resurrection of our Jesus Christ. Bob and Mary Jo wanted to offer some insight into the Easter story and how it relates to money.

Biblical Viewpoints of Money and Wealth Part 1

29 – Biblical Viewpoints of Money and Wealth Part 1

In this episode, Bob and Mary Jo begin a series called “Biblical Viewpoints of Money and Wealth”. This topic was originally designed as a Bible Study and written by Bob Barber. The series is a deep dive into what God’s word has to say about money, so it is a perfect topic to cover here on Christian Financial Perspectives.


28 – Diversification

In finance, diversification is a process of allocating capital in a way that can reduce exposure to any single asset or risk. Bob and Mary Jo breakdown the principle of diversification and all of its different aspects and look at it from various perspectives.

Money Master or Money Monster

27 – Money Master or Money Monster

Bob and Mary Jo present ways to create a “Family Money Legacy” for your children and/or grandchildren. A common goal for many parents and grandparents is for their children and grandchildren to learn how to master their God given resources, and not have money master them. It’s important to create a “Money Master” and not a “Money Monster”.

It's All in the Family Part 2

26 – It’s All in the Family Part 2 of 2

In Part 2 of our 2 part series “It’s All In The Family”, Bob and Mary Jo discuss the importance of having financial conversations with your spouse in a sensitive and productive way. Having these conversations is usually anything but easy. So, in order to better provide a simple way to begin these conversations, Bob and Mary Jo offer “10 Tips for Talking With Your Partner About Money”.

It's All in the Family Part 1

25 – It’s All in the Family Part 1 of 2

Talking about finances can be a taboo subject that is difficult to discuss. This difficulty is multiplied when it comes to discussing current financial situations and a financial future family members. In Part 1 of our 2 part series “It’s All In The Family”, Bob and Mary Jo discuss the importance of having these financial conversations with family members – specifically one’s parents and one’s children.

Retirement Plan Rollover Choices

24 – Retirement Plan Rollover Choices

The one constant in this world is change. Change happens whether we are ready for it or not. You just left your current job and have moved on to a new company or maybe you are retiring. Are you wondering what to do with your old 401(k) or other type of company retirement plan?

19 Financial Wellness Tips for 2019 (1)

23 – 19 Financial Wellness Tips for 2019

January isn’t the only time to make positive changes! We all know how hard making changes and incorporating new habits can be, especially when it comes to finances. However, there’s no time like the present. When you develop a stewardship mentality, you are poised to go on an unforgettable adventure with God.

Top 15 Client Questions

22 – Top 15 Client Questions

Here at Christian Financial Advisors, we get a lot of great questions on a daily basis from clients, and many of these questions are the one and the same. Bob and Mary Jo decided to record a program based on the most common questions that we receive as financial advisors.

Understanding Qualified Retirement Plans Part 2

21 – Understanding Qualified Retirement Plans Part 2

In Part II of our series, Understanding Qualified Retirement Plans like IRA’s, Roth IRAs, 401k’s, 403b’s, SEP IRAs, SIMPLE IRAs and Required Minimum Distributions (RMDs). Bob & Mary Jo discuss the specifics and the rules associated with each type of plan.

CFP Timothy Plan Interview

19 – The Timothy Plan with Guest Art Ally

This week, Bob and Mary Jo interview a special guest and long time friend and Christian brother, Art Ally. Art is The Founder, President & CEO of The Timothy Plan Mutual Funds, a fund family categorized as a Biblically Responsible Investment (BRI).

eVALUEator Tool with Guest Dave Hart

18 – eVALUEator With Guest Dave Hart

This week, Bob and Mary Jo interview David Hart, the president of sales and marketing for eVALUEator services. eVALUEator is a tool for screening investments according to morally and biblically-responsible values. It is a tool for giving investors knowledge and the ability to be a good steward and stay away from various activities.

The Need for Financial Planning

17 – The Need for Financial Planning

Would you take a road trip without a map or GPS? In this episode, Bob and Mary Jo cover the many reasons for needing financial planning. Financial planning is the process of wisely managing your finances so that you can achieve your dreams and goals – quite simply, a map to get you to the financial future you desire.

Christian Financial Perspectives Podcast Cover Art of exhausted couple with stacked papers titled Procrastination

16 – Procrastination

Many find themselves in a revolving cycle of of putting off financial matters that need to be done. Could you be in this cycle? Bob and Mary Jo talk about one of the main reasons for financial failure in almost every area of your finances – procrastination.

Setting Financial Goals

15 – Setting Financial Goals

What are your financial goals and what have you done to help make them happen? This week, Bob and Mary Jo offer tips and advice that may give an extra advantage when it comes to fulfilling financial goals.

Episode 14 National Christian Foundation with Ryan Assunto

14 – National Christian Foundation with Guest Ryan Assunto

In this episode of Christian Financial Perspectives, Bob and Mary Jo discuss the joy of giving. Also joining Bob and Mary Jo is Ryan Assunto, the President of the National Christian Foundation Austin (NCF).

Podcast Episode 13 - The Emotional Investor

13 – The Emotional Investor

This week, Bob and Mary Jo discuss one of the most fascinating aspects of investing – how emotions and FEAR can control investment decisions. More often than not, investor’s behavior is fueled by emotions. As a result, they tend to buy high and sell low which is the exact opposite of what you want to do.

Christian Financial Perspectives Podcast Cover Art titled The Good, The Bad, And The Ugly Of Annuities

12 – The Good, The Bad, And The Ugly Of Annuities

This episode discusses the good, the bad, and the ugly of annuities. Bob and Mary Jo cover what an annuity is and how they work in order to help you determine if an annuity is the right option for you.

Christian Financial Perspectives Podcast Cover Art of various investment terms titled 25 Things to Consider When Investing

11 – 25 Things to Consider When Investing

We cover what we consider the top 25 items to examine when it comes to investing in stocks and bonds, which is just the tip of the iceberg. Investing is about so much more than the stock market, and there are many things to consider when investing.

Christian Financial Perspectives Podcast Cover Art of decorative title Thanksgiving and Timely Reminders

10 – Thanksgiving and Timely Reminders

With Black Friday and Cyber Monday looming around the corner, Bob and Mary Jo share tips for sticking to a budget when it comes to gift giving and money spending. They also touch on other year end topics including charitable gift giving, reviewing your tax situations, and maximizing your retirement plan contributions.

Christian Financial Perspectives Podcast Cover Art of retired couple traveling titled Creating an Income Stream in Retirement

9 – Creating an Income Stream for Retirement

Have you created an income stream for retirement? This is something many of us worry about on a daily basis. In this episode, Bob and Mary Jo discuss different topics surrounding retirement income such as replacement income and how to avoid dipping into the principal of your investments early on, as well as the guidelines surrounding your Required Minimum Distribution (RMD).

Christian Financial Perspectives Podcast Cover Art of beach house titled Residential Rental Real Estate

8 – The Real Yield of Residential Rental Real Estate

Join Bob and Mary Jo as they talk about residential rental real estate, its pros, and its cons. From maintenance of a rental property to seasonal and vacation rentals, they go in depth to the many facets surrounding this secondary source of income.

Christian Financial Perspectives Podcast Cover Art titled What is Christian Wealth Management

7 – What is Christian Wealth Management?

Join us as we discuss 15 wealth management issues that are critical to the financial well being of most successful families. Not all of them will apply to every situation since every financial situation is unique and based on financial, social, and/or emotional needs.

Christian Financial Perspectives Podcast Cover Art of tax sheet graphs and tables titled 18 Income Tax Strategies for 2018

6 – 18 Income Tax Strategies

In this episode of Christian Financial Perspectives, Bob and Mary Jo discuss “18 Income Tax Strategies for 2018” that may help lower your income taxes. They also supply a variety of Bible verses supporting paying your taxes, as well as verses on finance in general.

Christian Financial Perspectives Podcast Cover Art of cartoon hand holding money tree titled The 10 Uses of Money

5 – The 10 Uses of Money

We discuss the 10 uses for money:
– 4 DAILY uses

There is a lot to explore and consider. We are sharing guidelines and these guidelines can be interpreted in various ways that’s why we thought today’s message is so important.

Christian Financial Perspectives Podcast Cover Art of vintage heirlooms titled Estate Planning The Wrong Way The Right Way

4 – Estate Planning The Wrong Way The Right Way

Estate planning is a very important part of wealth management. In this episode, we are covering different techniques and tips that we recommend when it comes to creating an estate plan involving your family.

Christian Financial Perspectives Podcast Cover Art titled Virtues to Look for when Choosing a Financial Advisor

3 – Virtues to Look for When Choosing a Financial Advisor

How do you choose a financial advisor? It’s not just about experience (although experience is important), but looking for a financial advisor encompasses a variety of areas including client relationships, truthfulness, openness, and if they are approaching your financial portfolio from a holistic perspective.

Christian Financial Perspectives Podcast Cover Art of highlighted Bible titled What is Impact Investing

2 – What is Impact Investing?

Biblically responsible investing (BRI) is a subset of impact investing (also known by faith based investing). How does it fit under this umbrella? BRI seeks to align itself with companies supporting conservative agendas. BRI avoids buying publicly traded companies directly, or indirectly through a mutual fund or separate account manager, that are known to violate Biblical principles.

Christian Financial Perspectives Podcast Cover Art of making notes in Bible titled What God's Word Says About Money

1 – What God’s Word Says About Money

What exactly are the scriptural guidelines when it comes to money and finances? As Christians and followers of Christ, we can probably all agree that the Bible is made up of God’s word, and God is the source of Biblical wisdom. Biblical wisdom is timeless, transcendent, accurate, universal, and practical.

Podcast Cover Art of Bob Barber and Mary Jo Lyons Financial Advisors titled Welcome to Christian Financial Perspectives

0 – Intro

The Bible has the best foundation for all of our money management principles and all of the basics for financial planning and how to create a financial wellness plan for you and your family. All we have to do is look for it, and it’s there! Scripture speaks on how to invest, how to handle money on a daily basis, paying taxes, and so much more. There really are very few people talking about this right now, and we are excited to be bringing this information to people all over the world through our Christian financial podcast.